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 Kozi Checks & Balances TaxTactics News 
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February 01.2025
2 Minutes Read

Detroit Pistons and Comerica Bank Launch Initiative to Empower Local Entrepreneurs with SHOP313

SHOP313 modern blue business trends logo on white.

Detroit Pistons Join Forces with Comerica Bank to Empower Local Entrepreneurs

The Detroit Pistons, in collaboration with Comerica Bank, have unveiled the exciting SHOP313 Pop-Up Shops initiative, aimed at bolstering Metro Detroit’s small business ecosystem. Kicking off on January 31, 2025, this program showcases 28 Michigan-based businesses over the course of the 2024-25 NBA season.

Highlighting Small Businesses at Every Game

As part of an ongoing commitment to support local entrepreneurs, seven small businesses will be spotlighted during each designated Pistons game, drawing thousands of potential customers. Six companies will have the chance to connect directly with fans in a designated area within Little Caesars Arena, while one business will enjoy suite access for exclusive networking opportunities. This exposure promises to create significant brand awareness and customer engagement for the participating enterprises.

Digital Marketing Boost for Emerging Businesses

Alongside the physical presence at games, participating businesses will receive valuable support through digital marketing. The Pistons’ robust online presence ensures that each featured business gains visibility, not only through in-arena advertisements but also through extensive promotions on social media platforms and the team’s website.

A Look at the Launching Businesses

Among the first wave of businesses to be featured are: Dynamic Roofing from Carleton, renowned for their expertise in asphalt roofing; Happy Deals LLC, a family-owned home goods store from Detroit; and SkinbarVII, a high-end facial spa dedicated to luxurious skincare. Each business brings unique services and products to the community, reflecting the vibrant diversity that makes Metro Detroit thrive.

Long-term Commitment to Community Growth

Meghan Storey, Comerica Bank’s Senior VP, emphasized the firm’s dedication to helping local businesses thrive. The partnership with the Pistons represents an innovative approach to increasing these businesses' visibility and overall viability within their communities, ultimately contributing to the economic growth of the region.

In an era where small businesses face unprecedented challenges, initiatives like SHOP313 pave the way for resilience and success, showcasing the power of community collaboration.

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08.04.2026

Essential Steps to Follow When You Need to File Your Taxes Late

Update Understanding the Need for Late Tax FilingLife can be unpredictable, and sometimes timely tax filing becomes a challenge. Whether due to financial constraints, personal emergencies, or simple forgetfulness, you may find yourself needing to file your taxes late. Understanding the consequences and processes involved can help ease anxiety and set you on the right path.Consequences of Late FilingWhen you file your taxes late, the IRS imposes penalties and interest on any unpaid taxes. The late filing penalty can be severe, up to 5% of the unpaid tax for each month your return is late, capped at 25%. Therefore, it’s essential to understand the urgency of filing, even if it’s beyond the deadline.Options for Late FilersIf you’re unable to file your taxes by the due date, there are some options available:Extension to File: You can file for an extension which typically gives you an additional six months to file your return. However, this does not extend your payment deadline, so ensure you pay at least 90% of what you owe by the original due date to avoid additional penalties.Payment Plans: If you owe more than you can pay immediately, consider setting up an installment agreement with the IRS.Tax Assistance Resources: Several nonprofits and local organizations provide tax assistance to residents. Do not hesitate to seek help!Step-by-Step Guide to Late Filing1. Gather Your Documents: Collect all necessary forms, W-2s, and 1099s to ensure accuracy once you file, even though it's late. 2. File Form 1040: Use the standard tax forms to report your income and deductions. 3. Pay What You Can: Even if you can't pay the full amount, make a payment to limit penalties. 4. Confirm Receipt: Ensure that the IRS has received your file by checking the status online.Possible Relief through the IRSIf you have a reasonable cause for filing late, you may be able to request relief from penalties. Document your circumstances and provide comprehensive reasons when contacting the IRS. This could potentially mitigate some financial repercussions.Frequently Asked Questions (FAQ)What should I do if I can’t pay my tax bill? It’s better to file your return and pay as much as you can. The IRS is generally more lenient when you proactively file, even if you cannot pay in full right away.Can I file my taxes late if I’m expecting a refund? Yes, but the IRS may take longer to process your refund. Furthermore, late filing for refunds has no specific penalty, but timely filing ensures you receive your money sooner.Looking Ahead: Making Sure It Doesn’t Happen AgainTo avoid late filings in the future, consider setting up a calendar reminder for tax season and exploring tax preparation software or hiring a professional for assistance. Incorporating technology into your tax process can serve to enhance the organization and timeliness of your filings.

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Unlocking Your Potential: The Key Benefits of Time Management

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Kozi Checks & Balances
Tax Tatics News
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Tax optimization strategies and compliance guidance tailored for small businesses in Kansas. This includes actionable insights on state-specific tax laws, bookkeeping tips, compliance updates, and financial planning strategies to maximize savings and efficiency.

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