Add Row

Add Element

update

Kozi Checks & Balances
Media Site Home

update

Add Element

Categories

Add Row

Add Element

update

Kozi Checks & Balances TaxTactics News

update

Add Row

Add Element

UPDATE

Add Element

May 24.2025

2 Minutes Read

Small Businesses Chart a Cautiously Optimistic Path Amid Economic Turbulence

The Resilience of Small Businesses Amid Economic Challenges

Despite a backdrop of economic uncertainty, small businesses are showing a remarkable level of cautious optimism in their growth projections for 2025. The latest report by OnDeck reveals that 93% of small business owners anticipate either significant or moderate growth this year, only a slight dip from previous expectations. This resilience reflects the determination of small enterprises to navigate potential threats like tariffs while striving for success.

Strategies to Navigate Tariff-Related Challenges

With 55% of small businesses already taking preventive measures against potential tariff changes, it is clear that owners are not just waiting for the storm to pass. Instead, they are proactively securing their business stability. Many are front-loading their inventory and bolstering their capital reserves, actions indicative of an evolved understanding of economic fluctuations. Jim Granat, Co-President of Small Business at Enova, emphasizes this resilient spirit, stating that small business owners are dedicated to preparing for environmental factors that could disrupt their operations.

The Influence of AI on Small Business Operations

Interestingly, this optimism is accompanied by an uptick in technological adoption. The report highlights that 69% of respondents are utilizing artificial intelligence (AI) tools for marketing purposes, showcasing a significant shift towards digital transformation. Businesses are leveraging AI to enhance efficiencies and engage their target audiences in innovative ways. This adoption trend not only streamlines operations but also amplifies marketing efforts in an increasingly competitive landscape.

Shifts in Lending Preferences: The Rise of Non-Bank Solutions

The OnDeck report also brings to light a pivotal shift in how small businesses are approaching financing. This survey found that a record 76% of owners are choosing non-bank lenders over traditional banking options. This change signifies a quest for quicker, more flexible access to capital that’s crucial for sustaining operational fluidity in a dynamic economic climate. With the innovative use of AI-enabled analytics, lenders are better equipped to assess real-time cash flow, expanding access to the funds small businesses need to thrive.

What This Means for Small Business Owners

For small business owners, these findings offer valuable insights into navigating an unpredictable economic environment. Embracing technology, preparing for challenges, and re-evaluating funding sources can provide the edge needed for growth. As they adapt to these trends, small businesses can transform potential hurdles into opportunities, solidifying their status within the broader market.

Bookkeeping Basics

Write A Comment

Related Posts All Posts

07.10.2025

What the New SBA Audit of the 8(a) Program Means for Small Businesses

Update A New Dawn for Small Business Contracting In a groundbreaking initiative, Kelly Loeffler, the Administrator of the U.S. Small Business Administration (SBA), has launched a comprehensive audit of the 8(a) Business Development Program. This audit comes in response to shocking findings from a U.S. Department of Justice investigation that uncovered staggering fraud and corruption within a program designed to uplift socially and economically disadvantaged entrepreneurs. The gravity of the situation is underscored by the revelation that over $550 million in government contracts were fraudulently diverted by unscrupulous individuals. Fighting Corruption to Restore Trust Loeffler's strong stance is aimed at combating rampant fraud that has infiltrated the SBA’s 8(a) program. “We must hold both contracting officers and 8(a) participants accountable,” she stated, asserting the need to prioritize merit over malpractice. Indeed, the focus of this audit will be on high-dollar and limited-competition contracts over the past 15 years. The primary goals are to recover misused taxpayer dollars and ensure that legitimate small businesses stand a fair chance in the contracting arena. Opportunities Amidst Challenges For small business owners participating in or considering the 8(a) program, this audit presents both an opportunity and a challenge. The enhanced scrutiny of the contracting process could offer a cleaner, more equitable environment for those who play by the rules. The SBA’s supportive measures, which include personalized counseling and training workshops, are essential resources small businesses can utilize to prepare effectively for the upcoming changes. Potential Impacts: What Should Entrepreneurs Expect? It’s crucial for small business owners to brace for potential disruptions while the audit is underway. With the Office of Inspector General and DOJ conducting enforcement actions based on audit findings, there may be delays in contract awards and new vetting processes that heighten competition. This requires legitimate businesses to sharpen their competitive edge and clearly articulate their value propositions to stand out in a crowded market. A Step Towards Integrity in Government Contracting The increased oversight and regulatory measures could serve to enhance the integrity of the SBA’s programs, providing much-needed assurance to taxpayers and legitimate entrepreneurs who rely on these contracts for their livelihood. Small business owners who have experienced the fallout from unethical practices may find solace in this proactive approach towards restoring trust in the government contracting process. Final Thoughts: Preparing for the Future As this audit unfolds, small businesses must remain vigilant and proactive. Utilizing available resources effectively, staying informed about the audit’s progress, and preparing for a more rigorous procurement process are crucial steps to ensure continued success. The audit represents hope not just for accountability but for a revitalization of trust within the contracting community.

07.09.2025

How Tariff Policies Threaten Small Businesses: Insights from Markey

Update Why Small Businesses Are on the Brink of a Trade Crisis As the July 9 deadline for new trade agreements looms, many small businesses in the U.S. are facing the severe repercussions of ongoing tariff policies. U.S. Senate Small Business Committee Ranking Member Edward J. Markey has raised alarms about the substantial burdens these tariffs impose on approximately 34 million small enterprises across the nation. Markey’s remarks echo the sentiments of frustrated business owners who feel the administration's trade strategies are leaving them vulnerable. The Economic Impact of Tariffs on Small Businesses Small businesses, which represent a staggering 97% of the country’s importers and exporters, have found themselves in a precarious financial position due to these tariffs. According to a recent survey by Goldman Sachs, an alarming 70% of small business owners anticipate negative repercussions stemming from the current trade policy. The fear of uncertainty looms large, as many are left debating whether to absorb the increased costs, raise consumer prices, or make cuts that could affect their workforce. Markey’s Push for Support Markey has been vocal in advocating for the Small Business Liberation Act, a piece of proposed legislation aimed at exempting small businesses from the sweeping tariffs that followed a national emergency declaration last April. However, the bill has met significant resistance from Republican counterparts in the Senate, complicating the path for relief. As Markey points out, the existing support systems have favored larger corporations, leaving small businesses to fend for themselves. Strategies for Navigating Tariff Challenges For small business owners looking to navigate this turbulent landscape, proactive strategies are essential. It’s crucial to stay informed about ongoing trade negotiations and potential changes in tariff laws. Markey's communications with the Small Business Administration underline the necessity for transparency in policies that impact small entities. Additionally, closely evaluating supply chains is vital. Markey has indicated that some products currently lack alternative sourcing options, meaning small businesses must anticipate how any increase in tariffs could influence their operational costs and overall profitability. The Future of Small Business amidst Uncertainty With time running out as the July 9 deadline approaches, the pressure is mounting on small business owners to adapt quickly. Markey's advocacy for fair treatment for small enterprises, akin to the concessions made for technological giants, highlights an ongoing struggle that needs attention. Owners must prepare for potential price changes and be ready to adjust their operations as trade negotiations unfold. Final Thoughts As the countdown to the tariff review deadline continues, the uncertainty for small businesses remains palpable. Awareness and adaptability are key, and business owners should remain vigilant and prepared for whatever changes might come their way. The survival of countless enterprises hangs in the balance, urging stakeholders to act swiftly and decisively.

07.08.2025

Unlocking Business Growth: Understanding Merchant Cash Advances

Update The Quick Fix: What is a Merchant Cash Advance?For small business owners, a merchant cash advance (MCA) can be a game changer when cash is tight. This option allows businesses to receive quick funds based on future sales from credit card transactions. The appeal lies in its speed—many lenders can deposit funds in as little as 24 to 72 hours, which is critical for those facing unexpected expenses or urgent capital needs. This swift turnaround can help businesses maintain their operations without falling behind on essential purchases or payments.How Does an MCA Fit into Your Business Strategy?While an MCA provides immediate relief, it is essential to understand the repayment structure: businesses repay the advance through a percentage of their daily credit and debit card sales. This sales-based repayment plan introduces a flexible approach aligned with revenue fluctuations, helping to ease the pressure during slower sales periods. However, this model also poses a risk to cash flow, especially when sales dip, as repayments can still take a significant bite out of daily receipts.Weighing the Costs: Are You Ready for MCA?Although MCAs offer quick access to cash, business owners must consider the costly nature of this funding option. With higher interest rates compared to traditional loans and shorter repayment terms, the total cost of borrowing can quickly pile up. Therefore, while MCAs can be beneficial for short-term needs, they can strain finances if not managed properly. Occasionally, businesses may find themselves trapped in a cycle of taking out new advances to pay off previous ones, leading to deeper financial woes.Alternatives to Merchant Cash Advances: What Should You Explore?Before opting for an MCA, it might be prudent to explore other financing options. Bank loans or lines of credit, for instance, might offer better long-term financial health. Equipment financing or business credit cards could also serve as viable alternatives, especially if you have the time to apply and wait for approval. Each option comes with its own criteria, but they generally provide lower interest rates and less financial strain over time.The Bottom Line: Navigating Your Funding OptionsIn conclusion, while a merchant cash advance can bridge the gap during challenging times, it’s essential for business owners to make nuanced financial decisions. Understanding both the benefits and pitfalls of MCAs is crucial, as is exploring alternative funding sources to ensure long-term financial stability. As your business plan evolves, reassess your financing strategies regularly, ensuring they align with your growth aspirations.

Add Row

Add Element

update

Kozi Checks & Balances
Tax Tatics News

update

Tax optimization strategies and compliance guidance tailored for small businesses in Kansas. This includes actionable insights on state-specific tax laws, bookkeeping tips, compliance updates, and financial planning strategies to maximize savings and efficiency.

update
update
update
update
update
update
update

Add Element

UPDATE

Add Element

913-543-3903

AVAILABLE FROM Monday-Friday

Address

Kozi Checks & Balances
1300 N 78TH STREET
SUITE G05
KANSAS CITY, KS 66112-2406

Add Element

ABOUT US

Tax Tactics News distinguishes itself with hyper-localized content specifically addressing Kansasâ unique tax environment. By focusing on small businesses, freelancers, and entrepreneurs, the platform serves as a trusted advisor for compliance and tax optimization, cutting through generic advice to offer precise, practical solutions and Referrals.

Add Element

{"company":"Kozi Checks & Balances","address":"1300 N 78TH STREET, Suite GO5","city":"Kansas CIty","state":"Ks","zip":"66112","email":"mike@kozichecks.com","tos":"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","privacy":"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"}

Small Businesses Chart a Cautiously Optimistic Path Amid Economic Turbulence

The Resilience of Small Businesses Amid Economic Challenges

Strategies to Navigate Tariff-Related Challenges

The Influence of AI on Small Business Operations

Shifts in Lending Preferences: The Rise of Non-Bank Solutions

What This Means for Small Business Owners

913-543-3903

AVAILABLE FROM Monday-Friday

Address

Kozi Checks & Balances 1300 N 78TH STREET SUITE G05 KANSAS CITY, KS 66112-2406

ABOUT US

Terms of Service

Privacy Policy

Core Modal Title

Kozi Checks & Balances
1300 N 78TH STREET
SUITE G05
KANSAS CITY, KS 66112-2406