Add Row
Add Element
Kozi checks and balances
update

Kozi Checks & Balances
Media Site Home

cropper
update
Add Element
  • Categories
    • Kansas Tax Compliance
    • Audit-Proofing Strategies
    • Bookkeeping Basics
    • QuickBooks Optimization
    • Industry Insights
    • Tax Deduction Deep-Dives
    • Local Business Spotlights
    • Payroll Taxes
    • Business Directory
Add Row
Add Element
cropper
update
 Kozi Checks & Balances TaxTactics News 
cropper
update
Add Row
Add Element
Mike Kozisek Checks and Balances
UPDATE
Add Element
March 16.2025
2 Minutes Read

Exploring Payment Automation: What Businesses Need to Know for 2025

Futuristic payment hub depicting payments automation in 2025.

Why Businesses Are Embracing Payments Automation in 2025

As we approach 2025, businesses are increasingly prioritizing payment automation to streamline their operations and foster growth. According to a recent study by American Express, 91% of surveyed business leaders acknowledged that streamlined and secure payments drive business growth. Yet, a troubling disconnect remains, with only 17% of organizations fully automated in their payment processes. This calls for a reevaluation of payment strategies.

The Hidden Costs of Inaction

Delays in payments have far-reaching implications: The study reveals that 26% of business leaders halted relationships due to slow payment issues. Moreover, the fear of fraud or security breaches exacerbates this hesitation; 82% of leaders noted that a single fraud incident could ruin trust between them and their partners. Therefore, the question arises—how can businesses tackle these issues via automation?

Automation: A Strategic Advantage

Automated payment systems offer a bounty of benefits. They enhance cash flow visibility, improve transaction security, and bolster operational efficiency. Widad Chaoui, a Senior Vice President at Amex, pointed out that businesses not only gain financial clarity but also foster better relationships with suppliers through automated solutions like virtual cards and digital push payments.

Challenges to Overcome

Despite the apparent advantages, businesses face significant roadblocks. Cost concerns top the list, followed by a perceived lack of benefit and security worries. Overcoming these challenges is vital if they wish to benefit from automation. The adoption of new processes often feels intimidating, yet leaders must remember that the rewards can outweigh the initial hurdles.

Future Insights: The Path to Adoption

Looking ahead, it is clear that payment automation is more than a convenience; it is a necessity for sustainable growth. In a competitive landscape, 43% of decision-makers cited business expansion as the primary motivator behind updating their payment systems. Therefore, businesses ready to invest in automation can anticipate greater agility, efficiency, and stronger supplier connections.

In light of these findings, it's crucial for organizations to reevaluate their payment processes. By embracing automation, they stand to gain both immediate and long-lasting benefits, securing their place in a rapidly evolving marketplace.

Industry Insights

Write A Comment

*
*
Related Posts All Posts
07.05.2025

How PayPal and Global Citizen's $25K Awards Empower Entrepreneurs for Community Change

Update Empowering Entrepreneurs: PayPal and Global Citizen’s $125K Initiative In a commendable effort to elevate community-driven entrepreneurs, PayPal has teamed up with Global Citizen to unveil the Global Citizen and PayPal Small Business Impact Awards. This program allocates a generous $125,000 total in cash prizes, designed to honor and support those small businesses that are paramount in implementing positive social and environmental changes within their communities. The Significance of Small Businesses in Community Development According to Liza Henshaw, President of Global Citizen, the role of small businesses cannot be overstated. These enterprises are essential to the vitality of local economies and cultures. They are not just centers of trade; they are core to community identity and resilience. By recognizing those who strive to create a positive impact, this initiative seeks to validate and uplift those entrepreneurs committed to both profit and purpose. Applications Are Open: A Chance for Growth Starting now, entrepreneurs can submit their applications until August 15, 2025. To qualify, businesses must demonstrate their contributions to community development, sustainable practices, or educational opportunities. This emphasis not only highlights the importance of responsible business practices but also encourages a broader dialogue about sustainability in the marketplace. Beyond just the monetary awards, winners will gain access to a masterclass on brand-building, imparting essential skills to elevate their business practices. Small Business Challenges in Applying While the initiative is promising, it comes with its own set of challenges for applicants. Small business owners often juggle numerous responsibilities, making the application process seem daunting. The evaluation process encourages introspection on operational sustainability and alignment of business strategies with social goals. This could require significant time and clarity, which many entrepreneurs may struggle to find within their already busy schedules. Community Engagement: A Collective Push Global Citizen is urging community members to rally behind this initiative by spreading the word through social media platforms. Grassroots engagement can amplify visibility and encourage more businesses dedicated to social responsibility to apply. Such community involvement fosters a network of changemakers, bringing together those who are not just focused on profit but on making a substantial difference. Future Opportunities in Sustainable Entrepreneurship The implications of winning this award extend far beyond immediate financial relief. Winners can expect not only a morale boost but tools and strategies for sustainable growth and expanded visibility. As economic landscapes shift towards prioritizing ethical business practices, entrepreneurs who align themselves with these values can position themselves competitively and responsively against market demands. By placing emphasis on community-oriented practices, PayPal and Global Citizen's initiative sets a precedent for the importance of social responsibility in business, urging a shift in mentality among entrepreneurs. For those considering application, it’s not just about winning; it’s about contributing to a greater movement.

07.03.2025

Merchant Cash Advances Explained: Quick Cash for Small Businesses

Update Understanding Merchant Cash Advances: A Quick Funding Solution For small business owners facing immediate cash needs, merchant cash advances (MCAs) stand out as a compelling option. These financial arrangements provide business funding based on anticipated credit card sales, making them an attractive solution when time is of the essence. As the landscape of small business financing evolves, understanding how MCAs function, their benefits, and their drawbacks is vital for informed decision-making. How Do MCAs Work? An MCA is a financial product that allows small business owners to access immediate funding through a lump sum payment. In return, the provider takes a percentage of the business’s future credit card transactions until the advance is repaid. This swift access to funds, often within 24 to 48 hours, usually bypasses the rigorous application processes associated with traditional loans. The Application Process: Simplicity Over Complexity The application process for MCAs is typically more accessible than that of bank loans. Instead of assessing personal credit scores rigorously, lenders primarily focus on the business’s sales history and its cash flow projections. This streamlined approach can be a game changer for business owners who have struggled with conventional financing routes. Repayment Structure: Aligning with Your Revenue With MCAs, repayments happen daily, directly linked to the volume of credit card sales. As your sales fluctuate, so too does your repayment amount, which can aid in maintaining better cash flow. However, this can also lead to cash flow challenges if business sales are low, as the fixed percentage taken can be significant during slower periods. Cost Considerations: Weighing the Financial Impact While MCAs provide quick access to cash, they often come with a higher cost compared to other financing methods. The fees attached to MCAs can lead to inflated repayments, potentially exceeding 50% of the original advance amount. Therefore, it's crucial for business owners to carefully assess all financial implications and consider alternative financing options, such as small business loans or lines of credit that might offer better terms. Comparing MCAs with Other Financing Options When looking for funding, business owners should consider all available options. Traditional loans and SBA loans are worth exploring due to their typically lower costs and longer repayment terms. Business lines of credit may also provide more favorable funding terms that align better with long-term financial health. By comparing these options, owners can choose the one that best fits their specific needs and circumstances. Choosing the Right MCA Provider Finding the right MCA provider requires due diligence. Business owners should compare several providers based on fees, repayment structures, and customer feedback. Transparency should be a key criterion in selecting a partner. Owners must ensure they're entering into an agreement with a reputable lender that offers clarity and reasonable terms. Conclusion: Making Informed Financing Choices Merchant cash advances present a viable solution for urgent financial needs but come with strings attached. By understanding their workings, weighing their costs, and considering other financing options, small business owners can make informed decisions. The key lies in balancing speed and accessibility against financial sustainability. As the financial landscape continues to evolve, staying informed and prepared will empower business owners to navigate these waters successfully.

07.02.2025

Unlock Employee Retention: Effective Strategies for Onboarding Success

Update Create an Engaging Onboarding Experience Imagine stepping into a new job brimming with excitement but also uncertainty. The first impression can set the tone for the entire experience. Therefore, creating an engaging onboarding experience is crucial in transforming that initial anxiety into confidence and productivity for new employees. Effective employee onboarding is not merely a formality; it’s a strategic process that lays the groundwork for employee success and retention. The Vital Link Between Onboarding and Employee Retention Research reveals that a strong onboarding process can lead to an impressive retention rate increase of up to 82%. New hires who undergo comprehensive training and feel welcomed tend to assimilate into the company culture more seamlessly, ultimately fostering a sense of belonging. This boosts employee morale, reduces turnover, and saves on costs associated with rehiring. Shaping Company Culture Through Onboarding The onboarding experience serves as a critical period for instilling the company’s values and fostering collaboration from day one. By emphasizing communication and incorporating team-building activities, organizations create an inclusive environment that encourages new employees to embrace the existing culture. A positive onboarding experience cultivates trust and loyalty, thus fortifying the organization against challenges posed by high turnover rates. Best Practices for a Successful Onboarding Process Implementing best practices is essential for maximizing the impact of your onboarding efforts. Here are key strategies to enhance the new hire experience: Clear Communication: Clear and consistent communication channels must be established during the onboarding process to ensure everyone understands expectations, values, and resources. Comprehensive Training Programs: Design structured training that covers essential job skills, organizational values, and procedural know-how to ensure new employees feel adequately prepared. Utilize Technology: Leverage onboarding software and collaborative platforms that facilitate a seamless experience, making new hires feel welcomed and prepared even before their start date. Continuous Improvement: Measuring Onboarding Success Finally, organizations must adopt a proactive approach to measure the success of their onboarding processes. Regularly monitoring KPIs such as retention rates, employee satisfaction levels, and collecting feedback provides insights into areas for improvement. This iterative approach ensures that onboarding procedures not only meet but exceed the evolving expectations of new hires.

Add Row
Add Element
cropper
update
Kozi Checks & Balances
Tax Tatics News
cropper
update

Tax optimization strategies and compliance guidance tailored for small businesses in Kansas. This includes actionable insights on state-specific tax laws, bookkeeping tips, compliance updates, and financial planning strategies to maximize savings and efficiency.

  • update
  • update
  • update
  • update
  • update
  • update
  • update
Add Element
UPDATE
Add Element

913-543-3903

AVAILABLE FROM Monday-Friday

Address

Kozi Checks & Balances
1300 N 78TH STREET
SUITE G05
KANSAS CITY, KS 66112-2406

Add Element

ABOUT US

Tax Tactics News distinguishes itself with hyper-localized content specifically addressing Kansas’ unique tax environment. By focusing on small businesses, freelancers, and entrepreneurs, the platform serves as a trusted advisor for compliance and tax optimization, cutting through generic advice to offer precise, practical solutions and Referrals.

Add Element

© 2025 Kozi Checks & Balances All Rights Reserved. 1300 N 78TH STREET, Suite GO5, Kansas CIty, Ks 66112 . Contact Us . Terms of Service . Privacy Policy

{"company":"Kozi Checks & Balances","address":"1300 N 78TH STREET, Suite GO5","city":"Kansas CIty","state":"Ks","zip":"66112","email":"mike@kozichecks.com","tos":"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","privacy":"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"}

Terms of Service

Privacy Policy

Core Modal Title

Sorry, no results found

You Might Find These Articles Interesting

T
Please Check Your Email
We Will Be Following Up Shortly
*
*
*