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 Kozi Checks & Balances TaxTactics News 
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March 17.2025
3 Minutes Read

Discover Swingline's New Stapler Lines to Celebrate 100 Years

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Swingline Celebrates a Century of Stapler Innovation

Swingline has marked its remarkable 100th anniversary with the exciting launch of three new stapler lines, giving a nod to the past while embracing modernity. This celebration is not just about nostalgia; it’s about innovation and adapting to the evolving needs of today’s professionals.

The New Stapler Lineup - What's Inside?

The trio of staplers includes the return of the beloved Swingline CUB Compact Metal Stapler, the fresh debut of the Swingline Vintage Plier Stapler, and a vibrant reincarnation of the iconic Swingline 747 Business Premium Desktop Stapler. These additions reveal a commitment to quality and aesthetic appeal, ensuring every workspace stands out while being functional.

Functionality Meets Style: The CUB Stapler

The CUB Compact Metal Stapler makes an impactful return, designed specifically for today’s hybrid work environment. This compact tool is made of durable all-metal construction and boasts a powder-coated finish, allowing it to staple up to 20 sheets seamlessly. With color options like Electric Blue and Matte Black, it blends functionality with eye-catching designs that can enhance any desktop.

Nostalgia with a Modern Touch: The Vintage Plier Stapler

Next up is the Vintage Plier Stapler, a handheld model that effortlessly merges the charm of yesteryears with ergonomic enhancements. Perfect for industries such as retail and hospitality, it provides superior control and can handle up to 25 sheets. This retro-inspired piece not only serves practical needs but also triggers a sense of nostalgia, making it appealing to those who appreciate classic aesthetics.

Colorful Modernity: The Revamped 747 Stapler

No anniversary collection would be complete without a refresh of the iconic Swingline 747 Business Premium Desktop Stapler. Known for its reliability, this updated version comes with a palette of new colors including Blush Pink and Arctic White, appealing to modern tastes without sacrificing the structural integrity that Swingline is known for. With a capacity to staple 30 sheets and guarantee of jam-free performance, the 747 remains an essential in any office setting.

Connecting History to the Modern Workspace

What does this launch signify for small business owners and professionals alike? It showcases how tradition can fuse with innovation to cater to contemporary demands. Brian Klein of ACCO Brands notes, “These new staplers reflect our commitment to evolving with our customers’ needs.” This sentiment resonates in a marketplace that values both reliability and creativity.

Where to Find the New Stapler Collection

These stylish new staplers are backed by a limited lifetime warranty and a jam-free guarantee when used with Swingline Premium Staples. Available at major retailers including Amazon, Staples, and Target, the staple of quality isn't far from reach.

Conclusion: Discover the New Swingline Staples Collection

As Swingline celebrates its 100-year journey by launching these exciting new products, it not only honors its past but also signals a robust future. The blend of innovative features with a focus on style makes these staplers must-haves for any workspace. Whether for a home office or a corporate department, now is the best time to explore the new collection and redefine your stapling experience.

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11.03.2025

Transform Your Business with Meaningful Veterans Day Messages

Update Navigate Veterans Day: A Unique Opportunity for Small Businesses Every year, as November 11th approaches, small businesses find themselves at the crossroads of recognition and gratitude. Veterans Day is not just a holiday; it's a moment for us to pause, reflect, and honor the sacrifices made by men and women in uniform. This day presents a prime opportunity for small businesses to connect with their communities through simple yet impactful messages of appreciation. Why Your Business Should Commemorate Veterans Day For many small business owners, expressing gratitude on Veterans Day serves several vital purposes. Firstly, it’s about showing genuine appreciation; people remember messages that touch their hearts. Secondly, highlighting your support for veterans strengthens community ties, positioning your business as one that values and respects service to the nation. While you craft your message, consider the variety of audiences you might serve. Engaging with clients, colleagues, employees, and the broader community not only fosters goodwill but may also inspire action, whether through volunteering or raising awareness about local veteran causes. Crafting the Perfect Veterans Day Message Identifying the right words to express your sentiments can overcome the challenge of effective communication. Here are five key elements to include in your Veterans Day messages: Sincere Thanks: Always begin with heartfelt gratitude for their service. Reason for Gratitude: Clarify your appreciation—whether it's for their service, sacrifice, or the freedoms they protect. Personal Connection: If possible, share a brief personal story or anecdote that resonates with your audience. Offer of Support: Extend your hand for support, whether it's volunteering or donations to veterans' organizations. Contact Information: Provide a means for them to reach out. This could be an invitation to connect on social media or to stop by your establishment. Examples of Veterans Day Messages for Social Media Here are some concise yet powerful examples of messages that can be shared across popular social media platforms: Happy Veterans Day! Thank you, brave heroes, for your sacrifices. Your service has paved the way for our freedoms. Today, we honor you! On this Veterans Day, we’re offering a special discount to all veterans. Thank you for your service! Let us remember those who served. Share your stories with us today! Today we celebrate your courage! Stop by for a special treat! Integrating Community and Support Extending your reach beyond just a message is beneficial. Engage with local veteran communities through initiatives like supporting veteran charities or hosting community events. This commitment reflects positively on your brand and can attract customers who also wish to support veterans. Participating in local parades or events can elevate your business visibility in the community and signify that you care. The Significance of Timing and Tone To maximize the impact of your Veterans Day messages, timing is crucial. Make sure your messages resonate on the day of observance. A well-timed message can strengthen your outreach and encourage engagement. Moreover, the tone of your message should balance respect with warmth. Each greeting should celebrate their contribution genuinely. Final Thoughts: The Power of Appreciation Sending out Veterans Day messages is not merely a marketing tactic; it’s an expression of gratitude. From heartfelt thank-yous to tangible support, small businesses have a unique opportunity to connect with veterans and elevate community spirits. In doing so, you solidify your role as both a business leader and a community partner. This Veterans Day, take the time to honor those who have served, not just with words but with actions that show your enduring appreciation. After all, the sacrifices of our veterans instill our communities with freedom and strength.

11.02.2025

How AI and Buy Now, Pay Later are Changing Holiday Shopping for Merchants

Update Revolutionizing Holiday Shopping: AI and BNPL in Focus As the holiday season draws near, small business owners are presented with evolving dynamics that could shape their sales strategies. According to PayPal's 2025 Holiday Shopping Survey, a significant 40% of American consumers have turned to artificial intelligence (AI) for shopping support over the past year, with an overwhelming 77% planning to do so again this holiday season. This shift is not merely about technology; it's about understanding consumer behaviors that may dictate successful sales tactics. The Power of Flexibility: Why BNPL is Essential Flexible payment solutions like Buy Now, Pay Later (BNPL) are no longer just a trendy option. They have become an integral expectation among shoppers. In fact, 50% of surveyed consumers expressed intentions to utilize BNPL during holiday shopping, primarily for its affordability and enhanced budget control. Michelle Gill, General Manager of Small Business and Financial Services at PayPal, suggests that when consumers know they can spread their payments over time, they are significantly more likely to complete their purchases. PayPal’s insights reveal that businesses have seen increases in average order value—91% for large enterprises and 62% for small firms—when offering BNPL options. AI: The New Shopping Companion AI is changing how consumers interact with products and brands. The survey indicates that 34% of respondents plan to leverage AI tools to find the best deals, while 30% will use AI for product comparisons. For small business owners, optimizing their visibility on AI platforms is crucial for capturing the attention of consumers seeking convenience and efficiency. Multichannel Strategy: Bridging Online and Offline Experiences The current trend of omnichannel retailing is significant, with 64% of shoppers indicating they will frequent physical stores this holiday season. Adapting to a seamless shopping experience across both online and in-store platforms can enhance customer loyalty. In fact, the survey shows that 74% of consumers are more likely to shop with merchants who offer rewards and cash back, making incentive programs more than just a bonus—they're pivotal in retaining customers. Key Considerations for Small Businesses While the integration of AI and BNPL could seem tempting, small business owners need to be aware of practical challenges associated with these technologies. Implementing AI requires time and resources aimed at optimizing product listings to engage effectively with intelligent algorithms. Moreover, adopting BNPL could demand partnerships with financial services, which may pose hurdles for smaller companies operating on tight budgets. Strategize for the Future: A Call to Action As we approach the holiday rush, it’s imperative for small business owners to not only adapt their strategies but also to look beyond immediate gains. By capitalizing on AI and BNPL, while considering the importance of a unified retail experience, businesses can build lasting relationships with their customers and position themselves for sustained growth far beyond the holiday season.

11.01.2025

Why Small Business Sales Are Surging as Owners Exit Amid Inflation Pressures

Update A Surge in Small Business Sales Amid Inflation Concerns The small business market is undergoing a notable transformation, as owners accelerate sales in response to inflationary pressures and other economic uncertainties. Recent data from BizBuySell reveals that completed small business sales climbed to 2,599 in Q3 2025, reflecting an 8% year-over-year increase and an 11% surge from the prior quarter. Total transaction values have reached $2.13 billion, indicating heightened activity in an uncertain economic climate. Understanding the Need for Urgency Among Sellers Despite the apparent uptick in sales, this trend is not driven by optimism; instead, many owners are compelled to sell due to the financial toll of inflation and ongoing tariff increases. The Buyer-Seller Confidence Index — which measures owner sentiment — has slipped below neutral, falling from 50 to 48. More than half of surveyed owners indicated their operating costs have risen due to tariffs, while the majority acknowledged that inflationary pressures continue to impact their bottom line. Specifically, Donny Ravas, who runs Dell Transport, highlights soaring insurance and maintenance costs as pressures that have significantly affected smaller businesses like his. Strategic Selling in an Accelerated Market Interestingly, the current climate has instigated a belief among sellers that the time to sell is now. About 55% of small business owners feel they can achieve their want price today, while 60% fear that postponing a sale could yield lesser offers. Speed is a core aspect of today’s transactions, as businesses are spending a median of just 149 days on the market — the shortest duration since 2017. This swift deal cycle reflects buyers' eagerness to take advantage of current market conditions. The Emergence of Corporate Refugees as Buyers A noteworthy trend among buyers is the rise of “corporate refugees” — individuals who are leaving their corporate jobs to pursue business ownership. Around 40% of current buyers fit this category, often targeting essential service sectors that are deemed recession-resilient, such as HVAC, plumbing, and landscaping. This shift towards service-heavy industries indicates buyers are focusing on sectors that can withstand economic fluctuations. The Impact of Economic Pressures on Valuations While buyer interest remains robust, the median sale prices are trending downward. The average sale price decreased to $320,044 in Q3, reflecting a broader trend in declining profitability among sellers. Similar patterns are noted in cash flow and revenue, both experiencing dips year-over-year. As costs escalate, sellers are increasingly undervalued, which contributes to the decline in sale prices. This implies that buyers are not merely scoring great deals through better negotiation, but the very structure and health of businesses for sale are in question due to rising expenses. Looking Ahead: Opportunities and Challenges in Small Business Sales The current environment has created a dynamic marketplace bursting with potential for both buyers and sellers. For those contemplating retirement, now may be an ideal moment to sell, even if it isn’t perfect from a market perspective. With the Federal Reserve suggesting potential interest rate cuts, funding might become easier, leading to even more acquisition opportunities in the coming years. Business owners, however, are advised to focus on their readiness for sale over economic signals to achieve the best outcomes. In summary, while challenges persist, a focus on service sectors and strategic positioning will remain key for navigating these evolving market conditions.

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